Standard transfer
You send $2,000 with a 1.8% fee.
Fee is $36 and total debit is $2,036.
This shows the extra cost on top of the money you intended to send.
International Transfer Fee Calculator
Use this calculator when you want to see the true cost of sending money internationally before you press send.
Inputs
International Transfer Fee Calculator
Estimate international transfer fees and the total amount to fund.
Results
Transfer cost snapshot
The result shows the fee and total debit in one step.
Amount
$1,000.00
Base transfer amount.
Fee amount
$25.00
Transfer fee charged on top.
Total debit
$1,025.00
Total cash needed to fund the transfer.
Quick take
A quick read before you calculate
Use this calculator when you want to see the true cost of sending money internationally before you press send.
Formula
Transfer fee formula
Examples
2-3 real scenarios to make the result easier to trust.
FAQ
Clear answers to the questions people usually ask first.
Formula
Transfer fee formula
Fee amount = Transfer amount × Fee rate. Total debit = Transfer amount + Fee amount.
It helps you compare the stated transfer amount with the amount that actually leaves your account.
Examples
Large payment
You send $10,000 with a 1.2% fee.
Fee is $120 and total debit is $10,120.
Useful when you need to budget for cross-border supplier payments.
Small remittance
You send $500 with a 2.5% fee.
Fee is $12.50 and total debit is $512.50.
Fees feel much bigger on smaller transfers, so the rate matters more.
When to use
Use it when sending invoices overseas, paying a contractor abroad, or comparing transfer services before choosing one.
Common mistakes
- Looking only at the transfer amount and forgetting the fee.
- Comparing services without checking the final total debit.
- Missing bank or intermediary charges that are separate from the displayed fee.
FAQ
Is this the same as an exchange-rate calculator?
No. This calculator only estimates the transfer fee. Exchange rates can add another layer of cost.
Can I use this to compare Wise with a bank?
Yes. It is a quick way to see the fee side before you compare the rest of the transfer terms.
Next step
Want a cheaper transfer workflow?
If you move money abroad often, Wise is worth comparing against your bank before you send the next payment.
Recheck the fee any time the transfer amount or provider changes.