Solid week
You bill 120 hours out of 160 available.
Utilization rate is 75%.
A healthy sign that most of your available time is productive.
Use this calculator when you want to know how much of your working time is actually earning money.
Inputs
Measure how much of your available time is billable.
Results
Track billable time against your full working capacity.
Billable hours as a share of available hours.
Time you can charge for.
Hours left for admin, sales, and downtime.
Quick take
Use this calculator when you want to know how much of your working time is actually earning money.
Formula
Utilization rate formula
Examples
2-3 real scenarios to make the result easier to trust.
FAQ
Clear answers to the questions people usually ask first.
Formula
Utilization rate formula
Utilization rate = Billable hours ÷ Total available hours × 100.
The higher the rate, the more of your time is being converted into revenue.
Examples
Solid week
You bill 120 hours out of 160 available.
Utilization rate is 75%.
A healthy sign that most of your available time is productive.
Busy but inefficient
You bill 90 hours out of 160 available.
Utilization rate is 56.25%.
This may mean too much time is being lost to admin or unbillable work.
High utilization
You bill 140 hours out of 160 available.
Utilization rate is 87.5%.
Great in the short term, but it can be hard to sustain every week.
When to use
Use it when checking whether your work week has enough billable time to support your pricing and income goal.
Common mistakes
FAQ
What is a good utilization rate?
It depends on the business model, but you usually want a rate that leaves room for admin and rest without starving revenue.
Can utilization be over 100%?
In practice, not for a normal working period. If it happens, the time inputs likely need a second look.
Next step
Need better time and money tracking?
QuickBooks or Xero can help you connect time, invoices, and revenue so your utilization targets are easier to manage.
Recheck the rate whenever your billable schedule changes.